A money-saving couple have claimed they've saved £20,000 in just 10 months by ditching takeaways and branded products.
Abby Dunsmure, took to TikTok to share a video all about her and her partner's saving habits as she shared her top tips.
Self-confessed “former impulse buyer”, Abby, who goes by the username @abbydunsmure on TikTok said that her and her husband are saving up to buy their forever home.
To help with this, they have made some simple changes to their lifestyles in order to save money.
She said: “Here is how we’ve saved £20,000 in ten months.
“We’re aiming to save £90,000 over the course of three years and I’m going to tell you how we’re doing it.
“Let’s do this."
Abby said the first thing they did was open a savings account "because the last thing you want to do is have your money all together."
She said: "It's easy just to separate it and that way you cannot dip into it as easy.
"So my advice would be to open a savings account and keep all your bills and savings separate.
"Budget, budget, budget.
She also recommended switching to own brand products.
"Food, cleaning products, you name it, you can get everything cheap and you will not know the difference," she said.
“Spaghetti hoops and salad cream – they taste the exact same.
“Some things you can notice a difference in taste – 9 times out of 10 you cannot and you save a lot of money.”
Abby also suggested that instead of pending a fortune on Costa or Starbucks coffees, people should go to Lidl and pay 80p for a box of ten little own-brand coffees.
And instead of grabbing lunch on the go while at work, take a little packed lunch instead.
"It will save you a lot of time, a lot of money it’s unnecessary spending that you can easily do and prep the night before," she commented.
When it came to takeaways, Abby said she "can't remember the last time she had one."
“We don’t really eat takeaways anyway but we budget probably once every three or four months for a takeaway," she said.
“There is no need to be having a takeaway, or two or three every week.
“Save the money.”
She also recommended thinking about money in terms of working hours.
Abby explained: “Think about money in terms of working hours.
“For example, if a handbag costs £80 then it took you, for example, 8 hours to earn £80.
“Do you really want to spend £80 on a bag that took you 8 hours to earn?
“Personally I wouldn’t want to get up at 6am and work an eight hour shift for an £80 bag.
Abby’s final tip is all about wants vs needs.
Abby said: “Ask yourself, do you really need it or do you just want it?
“There’s a difference between need and want – learn the difference.
“As a former impulse buyer, I now know the difference between needs and wants and it has changed my life completely.
“Do overtime wherever possible.”
The video has gone viral online, racking up 67,500 views in just two days.
One person told her: “Thanks for the tips, I’m an impulsive buyer. Need to listen to your advice.”
Another added: “I love this because it’s so realistic.”
A third chimed in: “Love the thing of the hours it takes to earn the money, this is something I used to do and fell away from! Deffo getting this mindset back.”
Many had more questions for Abby though, asking how much she earns, if she rents and if saving this much money has an impact on her social life.
Abby said: “We have no car, debts we don’t drink or smoke.”
Many assumed that Abby was living at home with her parents rent-free, however she corrected this assumption by saying: “No I left home 7 years ago. I rent. This year has been hard, unexpected job change due to a contract change but we do a lot of overtime.”
When asked how much she makes, Abby confirmed: “Me and my husband both work in the care sector. We earn about £3k a month and save £2k of that a month! We do a lot of overtime.”
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